Direct Business Financing - Business Term Loan

Simple Business Term Loans

A Business Term Loan is the most traditional type of small business loan. This is when a business receives a one-time lump sum of capital that is repaid at a fixed rate within a fixed period of time. Typically, the majority of business owners use such proceeds for major capital investment in their business.

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Secured & unsecured options with no personal guarantee


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Funds in a few business days for most programs

A straightforward loan with flexible features

No two businesses are the same. Business term loans are set up to meet almost any unique business need. You can leverage your loan for everything from capital improvements to financing new equipment to hiring more staff. In other words, you can use your business term loan for just about any opportunity you want to capitalize on.

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Fast term loan funding made easy

Since business term loans have traditionally been a bank product, the approval process is longer, as the applicant is held to a very high standard. The bank typically looks for business owners with strong business credit scores and high personal Fico/Credit scores along with positive cash flow from their business. These type of loans are usually used for long-term investment of the business such as expansion, buying property, or purchasing expensive equipment.

Up to $1m
Funding Amount
12-36 months
Starting Rate
1-2 days
Time Frame

Direct Funding Solutions.
Fast and Simple.

We fund nearly all industries in the market. Whether you're looking for fast capital for marketing or payroll, or even inventory or machinery, our marketplace can get you funded within the next 24 hours. No fees, no restrictions, and no collaterals.

A fixed rate keeps your payments predictable

Your business term loan will typically have a fixed interest rate or fixed flat fee, which means your payments will stay the same over the lifetime of your 1-5 year term. This makes it easy to determine how much financing you can afford, as well as keep up with your monthly payments until the loan is paid off

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