Direct Business Financing - Merchant Cash Advance

Merchant Cash Advance

A Merchant Cash Advance is an advance on the future sales of a given business. An MCA is an option for those businesses with less than ideal credit but who maintain healthy bank balances. Typically the approval process for an MCA is faster with a higher approval rate then it is for a business term or working capital loan. The product is geared for businesses that experience seasonal dips in their sales cycle or face cash flow issues for any reason.

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Secured & unsecured options with no personal guarantee


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Funds in a few business days for most programs

Qualifying for a business cash advance

A business cash advance offers one of the swiftest methods of funding because you are borrowing against your business’s future earnings. Qualifying for a cash advance, like the funding itself, is often fast and easy. Due to the nature and terms of the loan, the requirements for a business cash advance are pretty lenient and typically does not require collateral for the loan to be awarded.

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Our market expertise and experience will enable you to pick the perfect loan for your business!

Applying for an MCA is a very easy and straightforward process. Businesses can use the funding they receive for any purpose as this product offers flexibility. Typically MCA’s are used to purchase small equipment, manage payroll, pay taxes and manage cash flow. Even though MCA products are fast and convenient, they typically come at a wide range of costs. Therefore, it is vital to speak to one of our funding experts to ensure your business gets the right MCA product for your business.

Up to $500k
Funding Amount
Daily/Weekly ACH
Starting Rate
1-2 days
Time Frame

Direct Funding Solutions.
Fast and Simple.

We fund nearly all industries in the market. Whether you're looking for fast capital for marketing or payroll, or even inventory or machinery, our marketplace can get you funded within the next 24 hours. No fees, no restrictions, and no collaterals.

How to get the best rate

Securing an affordable factor rate will reduce the cost of capital on your business cash advance. The first step toward securing the optimum cost of capital on your business cash advance is to determine how much capital you need. Borrowing too much can increase the cost of repayment and borrowing too little can leave you in the financial pickle you’re trying to get out of. To avoid both of those scenarios, our dedicated funding managers will walk you through your options and compare your offers to help you choose a business cash advance deal that fits your needs and budget.

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